DCC appears during the checkout process upon entering the credit card details. If the currency in which the merchant sells its activities is different to the currency on the customer’s credit card, then the option for DCC is displayed.
The Payyo system recognizes where the credit card was issued. If DCC can be offered, the customer is given two options during the checkout stage.
They can choose to pay with:
- The currency from where the credit card is issued (processed by Payyo)
- The customer’s bank / credit card issuer performs the currency exchange.